The Application is intended for people who are competent to contract under applicable law. Individuals who are less than 18 years old are not permitted to use this application unless the complete Agreement is seen and agreed by parents or their legal guardians under applicable law. You confirm that You are at least 18 year old or otherwise competent to contract including with consent of Your parent/legal guardian as may be required under applicable law.
User Provided Information: You provide certain Personally Identifiable Information, such as Your mobile phone number, date of birth, gender, e-mail ID, profile photo / picture or address book contact numbers and mobile device information to KnoDues when choosing to participate in the use of the KnoDues application, such as registering as a user, adding an expense, creating an event, adding your contacts to events, using the inform/ remind feature to communicate with your contacts or inviting your contacts. In order to provide the KnoDues service, KnoDues shall periodically access Your address book or contact list on Your mobile phone to locate the mobile phone numbers of other KnoDues users. To ensure a better user experience, KnoDues may also at times, access names stored in Your address book to ensure any incoming messages / expenses, reminders and push notifications via the SMS feature have a name associated with them. For instance, if KnoDues cannot access names on Your address book, when a non- KnoDues user responds to a SMS sent from KnoDues, the incoming reply will show the non-KnoDues users number and not the name. Further, KnoDues would not be able to transfer such incoming responses from non-KnoDues users to You through SMS or alerts.
KnoDues may receive data whenever You connect with an application or site through KnoDues (such as during status update, when You connect to other sites and in which case KnoDues posts to these sites on Your behalf). This may include date and time You visit the site, the web address, IP address information, browser and if You are logged into KnoDues and Your authentication tokens used on such sites. Your authentication tokens may be saved on the server for the sole purpose of seamless posting to the same site by You in the future through KnoDues.
KnoDues does not collect emails, addresses or other contact information from its users’ mobile address book other than mobile phone numbers and names associated with such mobile phone numbers. The KnoDues mobile application will associate whatever name the KnoDues user has assigned to the mobile telephone number in his/her mobile address book. As a result, if You have Your friend’s mobile phone number associated with the name “Doctor” or “Electrician” in Your mobile address book, that’s the name that will appear for that mobile phone number in Your KnoDues list of contacts.
If the recipient can be messaged via the KnoDues application (including messages for new expenses, events etc., expense settlements), the message is delivered to that recipient via data service routed through our servers or via SMS in case the recipient is a non-KnoDues user. Any messages that are undelivered are held on the KnoDues servers until they can be delivered or for a maximum period of 30 days whichever is earlier.
KnoDues may retain date and time stamp information associated with successfully delivered messages and the mobile phone numbers involved in the messages, as well as any other information which KnoDues is legally compelled to collect in accordance with retention policies applicable under Indian law.
2. Use of Information:
We neither share nor sell without Your consent Your Personally Identifiable Information such as Your mobile phone number and address book and any other information we may collect with any third parties for use for commercial, advertising and or similar marketing purposes without Your consent. However, in the future as a part of a specific promotion or feature, You may specifically choose to opt-in/opt-out for any specific product and or service which may allow Your personal information to be used for such purposes.
We may share Your Personally Identifiable Information and Contents to deliver the services desired by You to the extent it is necessary to maintain or further develop and enhance our Application and to ensure the functionality and security of our services and to prevent and investigate any fraud and other misuse.
We may share non-personally-identifiable information (such as anonymous user usage data, referring / exit pages and URLs, platform types, asset views, number of clicks, etc.) with third-parties to better understand usage patterns for certain content, services, advertisements, promotions, and/or functionality related to KnoDues application.
We may disclose the Personally Identifiable Information and available user Contents as required pursuant to applicable laws, a directive or order of a government entity or statutory authority or any judicial or regulatory authority or to law enforcement agencies in any official investigation including but not limited to cyber incidents, prosecution and punishment of offences. You agree that KnoDues has the right to monitor the Application electronically from time to time and to disclose information as may be necessary to satisfy any law, regulation or other governmental request, to operate the Application properly for justified purposes that are relevant for the features and functionalities of the Application and related services opted by You, or to protect itself or its subscribers. We may transfer Your Personally Identifiable Information or other information collected, stored, processed by KnoDues to any other entity or organization located in India or outside India only in case it is necessary for providing services to You in connection with Application. Except with Your consent including under this Agreement for specified purposes, We will not disclose any Personally Identifiable Information to any third party. We will cooperate with the appropriate law enforcement authorities in investigating claims of illegal activity
In the interest of protecting Your privacy and for security measures, KnoDues ensures to take reasonable steps to identify and authorise You before registering Your mobile phone number and granting You use of the KnoDues application.
Upon use of KnoDues application or related services, you authorize us to contact you regarding any promotions / notifications pertaining to KnoDues Application, notwithstanding that your number may be registered in the respective Do not Call Registry in your jurisdiction.
3. Security of Personal Information:
We have implemented commercially reasonable physical, managerial, operational and technical security measures to protect the loss, misuse and alteration and to preserve the security of the Personally Identifiable Information in our care. Our security practices and procedures limit access to personal information on need to know basis only.
Such measures may include, where appropriate, the use of firewalls, secure server facilities, implementing proper access rights management systems and processes, careful selection of processors, standard authentication and encryption policies for our servers and other technically and commercially reasonable measures.
However, KnoDues cannot guarantee in any way with respect to any Personally Identifiable Information or Contents that You upload transmit, share or display through the Application or the Site and You do so at Your own risk.
Using unsecured or other unprotected networks to send messages and use of other features through the KnoDues application is not recommended.
If KnoDues learns of a security breach, then we may attempt to notify You electronically so that You can take appropriate protective steps.
5. Third Party Application Stores:
The Application can also be downloaded from third party application stores including Google Play etc. You agree to comply with all third party privacy policies, if any, applicable to the use of the Application or related services. KnoDues shall not be responsible for Your use of any third party product and or service including the terms and conditions of such third party product and or service and or violation and infringement of any third party rights, policies, terms and conditions in connection with access, download or installation of the Application.
6. Contact KnoDues:
We will strive to address Your feedback and concerns in a timely and effective manner.